Contact us to learn more!
Frequently Asked Questions
©2025 Garrette Custom Homes | Privacy Policy | Terms of Use
5.25%
30-Year Fixed Rate
*5.25% interest rate (5.869% APR) available on select homesites for qualified buyers with a 20% down, construction-to-permanent loan through a trusted Garrette Custom Homes lender. Home must close within 60 days of contract acceptance. Additional homes available with rates ranging from 5.25% (5.869% APR) to 6.375% (6.554% APR) are available for qualified buyers with FHA, conventional, or VA loans through a trusted Garrette Custom Homes lender. Offer available for new contracts signed after March 1, 2025. This promotion cannot be combined with other offers. Limited time offer; rates are subject to change without notice. All loans subject to credit approval and eligibility requirements.
*
Limited time offer!
What is a construction-to-permanent loan?
A construction-to-permanent loan helps finance land, materials, permits, and more, with the added benefit of allowing you to lock in your interest rate early. Once the home is built, the loan converts to a traditional mortgage.
What does APR mean?
Annual percentage rate (APR) refers to the yearly interest generated by a sum that's charged to borrowers. For mortgages this can include the interest rate, broker fees, any points, and other charges you may pay for the loan.
What does 30-year fixed mean?
A 30-year fixed-rate mortgage is a home loan with a repayment term of 30 years and an interest rate that remains the same throughout the life of the loan. A 30-year home loan with a fixed rate will have the same monthly payment until the loan is paid in full.
Build Your Dream Home at a Low Rate
Whether you are wanting to build on acreage or are looking to downsize, we have a variety of options available in SW Washington, NW Oregon, and the Seattle/Tacoma area. Contact us today to secure your low rate and start the journey to your dream home.
Garrette Custom Homes is an Assumed Business Name of Pacific Lifestyle Homes, Inc. Pacific Lifestyle Homes, Inc., is a licensed real estate brokerage in Oregon and Washington. William Parker, Oregon Principal Broker. WA DOL1 # GARRECH915MA / ORE CCB # 173524 GCH Puget Sound Inc. is a licensed real estate brokerage in Washington State. Matt Lewis, Washington Principal Broker. WA LIC #GARRECH875LC