Build Your Dream Home at a Low Rate

Whether you are wanting to build on acreage or are looking to downsize, we have a variety of options available in SW Washington, NW Oregon, and the Puget Sound area. Contact us today to secure your low rate and start the journey to your dream home.


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A construction-to-permanent loan is one form of construction financing borrowers use to build a home. It can help with obtaining land, materials, permits and more. Once the home is built the load converts to a traditional mortgage.

What is a construction-to-permanent loan?



30-Year Fixed Rate for Qualified Buyers

*6.404% APR on construction to permanent loan. Rate is available to eligible buyers on select Garrette Custom Homes in Washington and Oregon. Rates are subject to change without notice. Based on a $1,000,000 loan with trusted lender for qualified buyer with 720+ FICO and 20% down.

on Construction-to-Permanent Loan

Frequently Asked Questions

Annual percentage rate (APR) refers to the yearly interest generated by a sum that's charged to borrowers. For mortgages this can include the interest rate, broker fees, any points, and other charges you may pay for the loan. 

What does APR mean?

A 30-year fixed-rate mortgage is a home loan with a repayment term of 30 years and an interest rate that remains the same throughout the life of the loan. A 30-year home loan with a fixed rate will have the same monthly payment until the loan is paid in full.

What does 30-year fixed mean?

Questions? Give us a call!