Build Your Dream Home at a Low Rate

Whether you are wanting to build on acreage or are looking to downsize, we have a variety of options available in SW Washington, NW Oregon, and the Puget Sound area. Contact us today to secure your low rate and start the journey to your dream home.

LEARN MORE

©2024 Garrette Custom Homes | Privacy Policy | Terms of Use 

A construction-to-permanent loan is one form of construction financing borrowers use to build a home. It can help with obtaining land, materials, permits and more. Once the home is built the loan converts to a traditional mortgage.

What is a construction-to-permanent loan?

*Rate is available to eligible buyers on Garrette Custom Homes in Washington and Oregon. Rates are subject to change without notice. Based on a $1,000,000 purchase price with 30% down. (20% down scenario would equal rate of 5.25% with APR of 5.529%.) Builder’s preferred lender required and applies to qualified buyer with 780+ FICO.

Frequently Asked Questions

Annual percentage rate (APR) refers to the yearly interest generated by a sum that's charged to borrowers. For mortgages this can include the interest rate, broker fees, any points, and other charges you may pay for the loan. 

What does APR mean?

A 30-year fixed-rate mortgage is a home loan with a repayment term of 30 years and an interest rate that remains the same throughout the life of the loan. A 30-year home loan with a fixed rate will have the same monthly payment until the loan is paid in full.

What does 30-year fixed mean?

Questions? Give us a call!

4.99%

30-Year Fixed Rate 

with 60-day Lock

*